Nanaimo Real Estate Market Analysis: What the Last 90 Days Reveal Heading Into 2026

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90-Day Market Analysis

The Market Is Still Moving—But It’s Rewarding Precision, Not Optimism

Data-Driven Insights From 124 Recent Sales

We process millions of data points across more than a decade of local sales, pricing behavior, and inventory shifts. Here’s what the last 90 days are telling us about pricing accuracy, competition, and where leverage actually shows up in this market.

Nanaimo Single-Family Market Overview - Rolling 90 Days to Early 2026

We spend a lot of time telling clients that the market doesn’t feel one way or another—it behaves in patterns. To stay grounded in those patterns, we rely on proprietary analytical software that processes millions of data points across more than a decade of local sales, pricing behavior, and inventory shifts.

The goal isn’t to predict the future with certainty (anyone claiming that should make you nervous), but to stack probabilities in your favour—whether you’re buying, selling, or simply deciding when to act.

01

The Headline: Pricing Accuracy Mattered More Than “Negotiation”

What the last 90 days show (sold set: 124 sales)

Median Sale Price
$815,000
Typical transaction value in the 90-day window
Median Days on Market
43.5
Time from listing to sale completion
Median Sold ÷ Original List
0.961
~3.9% below original list because the market forced corrections

83.1% of sold listings had at least one price reduction (Original → Current)

Median reduction size: ~4.84%

The Cleanest “Pricing Skill” Signal

Compare listings that sold without a reduction vs those that needed one:

Speed to Sell: Priced Right vs Reduced Homes

Homes priced accurately from the start sell 3× faster than those requiring price reductions

Winner
No Reduction (21 sales)
18 days median DOM

Median Sold ÷ Original List: 1.008 (typically at/over original list)

Had Reduction (103 sales)
54 days median DOM

Median Sold ÷ Original List: 0.952

Median reduction: ~4.84%

This Is The Market Story

Homes that were priced right early sold about 3× faster and didn’t need the “walk-down” pricing process.

02

Where the Action Was: Areas With the Most Sales and Inventory

Top Sub-Areas by Sales (90-Day Sold Count)

1
Na North Nanaimo
21 sales
2
Na Departure Bay
13 sales
3
Na South Nanaimo
12 sales
4
Na Diver Lake
10 sales
5
Na Cedar
10 sales

The Most Useful “Pressure” Metric: Active-to-Sales Ratio

(Think of this as “how many sellers are competing for each recent sale.”)

Departure Bay
1.08
Tightest among high-volume areas
Diver Lake
1.30
Healthy seller competition
Hammond Bay
4.20
High inventory pressure
Upper Lantzville
4.67
Inventory-heavy relative to recent sales
📊

For sellers in Departure Bay / Diver Lake / Chase River: The supply picture is materially healthier.

For sellers in Hammond Bay, North Nanaimo, Cedar, Upper Lantzville: You’re competing harder — pricing and presentation have to be sharper.

03

“Best Floorplan Type” — Measured by Demand, Speed, and Seller Competition

Ranked using three signals: Sales volume (what buyers actually chose), Median DOM (market velocity), and Active-to-sales pressure (competition among sellers).

The Demand Leaders (Most Sales)

1
Ground Level Entry w/ Main Up
37 sales
2
Main Level Entry w/ Lower Level(s)
24 sales
3
Rancher
23 sales
4
Main Level Entry w/ Upper Level(s)
19 sales
Floorplan Performance Analysis

Split Entry homes demonstrate the best combination of speed and healthy seller competition

The Velocity Winner

Split Entry — median DOM: 28 days (9 sales)

Also had the best supply balance by layout with an Active-to-sales ratio of 1.44 (13 actives / 9 sales)

If you want the single best “performs well” layout in this dataset:

Split Entry (fastest + healthiest seller competition)

The Mainstream “Best Performers”

Rancher — median DOM 44 (23 sales)

Ground Level Main Up — median DOM 45 (37 sales)

Main Level + Lower — median DOM 46 (24 sales)

These are consistent performers, but note: most still required reductions to get there.

04

Price Adjustment Behavior: What It Says About Early 2026

Active vs Pending Tells a Very Clean Story

Market Movement: Active vs Pending Listings

The market rewards disciplined pricing: most successful listings undergo ~4% reduction before going pending

Actives (270 listings)
$984,950 median list

Median DOM: 31 days

Only 23.0% show a reduction so far

Median reduction: ~4.16%

Pendings (73 listings)
$775,000 median list

Median DOM: 57 days

83.6% show a reduction

Median reduction: ~4.27%

This Is The Behavioral Pattern

Sellers often start high → sit → reduce about ~4% → then the listing converts to pending.

That’s exactly what you’d expect in a market that’s moving, but still disciplined.

05

Assessment vs List vs Sale — What the Ratios Actually Mean

Even with mixed 2025/2026 assessments, the dataset still gives useful directional truth:

Median Sold ÷ Assessment
1.014
56.1% sold above assessment
💡

Key Point: Assessment is not the pricing anchor — list strategy is.

The market typically didn’t “correct to assessment.” It corrected from Original List down to reality, via reductions.

That’s why Original → Current is the most important control lever for sellers and agents.

06

What This Means for Buyers and Sellers Heading Into the Next 60–90 Days

For Sellers

The market is rewarding pricing accuracy more than anything.

If you want the “18-day sale” outcome, the data says:

  • Don’t rely on reductions as the plan
  • Launch closer to the real clearing price

In inventory-heavy zones (North Nanaimo / Cedar / Hammond Bay / Upper Lantzville), you need:

  • Sharper entry price
  • Stronger presentation
  • Clearer value story versus competing actives

For Buyers

Your leverage is strongest where inventory pressure is highest:

  • Hammond Bay
  • Upper Lantzville
  • Parts of North Nanaimo and Cedar

The discount tends to appear before the deal, as price adjustments, not last-minute “negotiation.”

Watch for listings that have been sitting 40+ days without adjustment — those sellers may be starting to recalibrate their expectations.

— Analysis Based on Proprietary Data Processing —